Accumulated savings are the funds that have been saved up over a period of time, usually for a specific purpose or goal. This money can be used for emergencies, investments, or simply as a buffer for future expenses. Synonyms for the term accumulated savings include nest egg, rainy day fund, emergency fund, savings stash, and retirement fund. Other synonyms that could be used to describe this type of savings include reserve, cache, hoard, stockpile, and store. Regardless of the term used, accumulated savings are an important aspect of financial planning and can provide a safety net for unexpected expenses or provide the means to achieve long-term financial goals.