Amount owing is a common term used in financial circles to indicate the total amount of debt due to a creditor. However, there are several other synonyms for the term, such as outstanding balance, outstanding debt, liabilities, obligations, and outstanding charges. These words can also be used interchangeably depending on the context. The terms outstanding balance and outstanding debt are often used in bank statements, while liabilities and obligations are used to refer to legally binding agreements and contracts. Likewise, outstanding charges are common in credit card statements, but they can also pertain to any type of unpaid bills. Nonetheless, no matter the term used, it's essential to keep track of the amount owing and pay it promptly to avoid further financial obligations and negative consequences.