What is another word for are debt?
Pronunciation: [ɑː dˈɛt] (IPA) 
There are many synonyms for the phrase "are debt." Some of these include owing money, being in arrears, having outstanding obligations, being financially indebted, and being in the red. Other possible alternatives might include being in hock, having a negative balance, being behind on payments, or owing creditors. Regardless of the specific phrasing used, the underlying concept remains the same: someone who is "are debt" is someone who owes money that they have not yet repaid. This can take many forms, from credit card debt and student loans to medical bills and mortgage payments, and can be a significant source of stress for many people.
