An ATM machine is a common term used to refer to an automated teller machine. However, this term can be redundant since the "M" in ATM stands for machine. Some synonyms for ATM machine can be just ATM, cash machine, cashpoint, or bank machine. In the US, it is often referred to as a "cash dispenser" or simply "the ATM". In other countries, it can be called a hole-in-the-wall or a cash point. Regardless of what it's called, they provide a convenient and accessible way for people to withdraw, deposit, or transfer money without visiting a bank branch.