Bank charges refer to the fees charged by banks for various services. There are numerous synonyms for the term "bank charges," including bank fees, transaction costs, account fees, service charges, and maintenance fees. Other similar terms used interchangeably with bank charges include ATM fees, overdraft fees, late payment fees, and foreign transaction fees. In general, these fees are charges levied by banks on customers for access to their services, including opening and maintaining a bank account, making transactions, and using ATM services. While these fees can be a source of uncertainty and frustration for many customers, understanding and managing them is an essential part of financial health and well-being.