Bankers credit refers to the amount of money a bank is willing to lend to a person for a specific purpose, such as buying a house or a car. There are several synonyms for this term, including bank loan, personal loan, secured loan, unsecured loan, and line of credit. A bank loan is a specific amount of money borrowed from a bank, while a personal loan is a type of unsecured loan that does not require collateral. A secured loan is a type of loan that is secured by collateral, like a car or a house. An unsecured loan is not secured by collateral, and a line of credit is a type of revolving loan that allows borrowers to draw on a fixed amount of credit as they need it.