A credit manager can go by various names depending on the industry or company. In finance, they are often referred to as a credit analyst or credit specialist. They may also be called a collections manager if their job focuses on collecting past due payments. Credit controllers or credit supervisors typically lead a team of professionals responsible for managing credit risk. Risk managers may oversee credit along with other types of risks. Finally, in banking, a credit portfolio manager can manage the portfolio of loans and credit products offered by the bank. Each title may have slightly different responsibilities but all share the common goal of minimizing credit risk while maintaining positive relationships with clients.