DCB, also known as "Debt Consolidation Loan," can be explained as a financial instrument which enables consumers to combine multiple unsecured debts into a single loan. Synonyms for DCB include Debt Consolidation, Debt Refinancing, Consolidation Loan, Debt Management, Debt Restructuring, and Personal Loan. Each of these synonyms has different features, and borrowers need to understand the implications before choosing the most suitable one. Debt Consolidation is the general term for the process of merging multiple debts, while Debt Refinancing refers to the act of replacing existing debt with a new loan at a lower interest rate. Debt Management, on the other hand, involves working with a third party to repay debts in a more manageable way.