If you want to describe the act of withdrawing money from your savings account, there are plenty of synonyms you can use instead of saying "dip into your savings." Here are a few options: tap into your savings, access your rainy day fund, make a withdrawal from your emergency fund, draw down your savings, use your nest egg, break into your piggy bank, raid your savings account. All of these phrases convey the idea that you are using money you've saved up for some purpose, whether it's an emergency expense, a big purchase, or something else entirely. Whenever you need to talk about dipping into your savings, feel free to mix it up with one of these alternatives.