Electronic banking refers to the conduct of financial transactions through technology-based channels such as mobile devices, computers, or the Internet. The term can be used interchangeably with other expressions, depending on the context and region. For instance, online banking, digital banking, e-banking or virtual banking are common synonyms for electronic banking. In some countries, particularly in Europe, the term home banking is still used to refer to electronic banking services offered by commercial banks. Whatever the synonym, the goal of electronic banking is to provide fast, secure and convenient access to financial services for individuals, businesses, and institutions alike.