When it comes to insurance, having a claim on your policy is a common occurrence. However, if you're looking to spice up your vocabulary and explain the situation in a different way, there are several synonyms for "had a claim" that may do the trick. Instead of saying "I had a claim," you could say "I lodged a claim," "I filed a claim," "I made a claim," or "I submitted a claim." These phrases all convey the same meaning, but with a refreshed language. By incorporating synonyms into your everyday speech, you can add variety and keep things interesting.