Housing benefit is a financial assistance program that helps low-income individuals or families in paying their rent or mortgage. Sometimes the term "housing benefit" may not be used in all countries, and some other synonyms can be used instead to describe the same thing. Some common synonyms for housing benefit are Rent Supplement, Housing Allowance, Housing Assistance Payment, Rent Assistance, Shelter Aid for Elderly Renters, and Housing Choice Voucher Program (in the United States). Regardless of the name, the goal of these programs is to provide affordable housing to those in need and ensure that vulnerable individuals and families have access to safe and decent housing.