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What is another word for impaired risk?

Pronunciation: [ɪmpˈe͡əd ɹˈɪsk] (IPA)

When assessing a person's health or life insurance application, insurance companies often label individuals as "impaired risk" if they pose a higher risk due to certain health conditions or lifestyle habits. However, using such a term can be seen as negative and stigmatizing. Alternatively, more empathetic synonyms can be employed to describe these individuals. Words like "challenged risk", "substandard risk" or "special risk" could be used to acknowledge the higher risk level while maintaining a respectful tone. By using these synonyms, insurance companies can create a more inclusive environment, promoting understanding and support for individuals with health challenges.
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What are the opposite words for impaired risk?

Impaired risk refers to a condition where an individual's health is below average or is considered risky. Antonyms of impaired risk include healthy, fit, robust, sound, and normal. While impaired risk may be due to various factors such as age, illness, or injury, these antonyms indicate a condition of good health and wellbeing. A healthy individual with no underlying health conditions or pre-existing medical concerns is considered to be without an impaired risk. It is essential to maintain a healthy lifestyle by exercising regularly, eating a nutritious diet, and avoiding harmful habits to avoid being classified as impaired risk.

What are the antonyms for Impaired risk?

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