Insurance underwriter is a professional who evaluates insurance applications and determines the level of risk associated with each applicant. Synonyms for insurance underwriter include risk analyst, policy analyst, insurance analyst, claims analyst, and claims adjuster. A risk analyst examines insurance policies and identifies potential risks to the insurer and the insured. A policy analyst reviews and analyzes insurance policies, making recommendations for policy changes or improvements. An insurance analyst evaluates the financial impact of insurance policies on the insurer and the insured. A claims analyst investigates claims made by policyholders and determines the validity of the claim. Finally, a claims adjuster evaluates the damage associated with the claim and negotiates settlements with policyholders.