When it comes to referring to individuals who have a job or occupation, there are several synonyms for the term "job-holder." One common synonym is "employee," which is a person who works for an employer in exchange for payment. Another synonym is "worker," which refers to someone who performs labor or tasks in the workplace. Additionally, the term "staff member" can be used to describe someone who works as part of a larger team or organization. "Occupant" is another synonym that can be used to refer to someone who holds a job or position within a company or institution. Overall, there are many interchangeable terms that can be used to describe someone who holds a job or occupation.