Low-and-middle-income housing is a term used to describe affordable housing options targeted at people with lower incomes. There are several other words and phrases that can be used interchangeably with this term, including affordable housing, subsidized housing, social housing, and affordable homes. These terms all refer to housing options that are available to individuals or families who may not be able to afford market-rate housing. The primary objective of low-and-middle-income housing is to ensure that everyone has access to decent housing regardless of their income level. By providing affordable housing options, communities can help lower-income individuals and families achieve stability and a better quality of life.