What is another word for near prime?
Pronunciation: [nˌi͡ə pɹˈa͡ɪm] (IPA) 
Near prime refers to a credit score which is close to the prime range. It lies somewhere between prime and subprime. Some of the synonyms for the word near prime are almost prime, borderline prime, and fair credit. These terms indicate that the borrower's credit score is not bad, but it's not excellent either. Some lenders also use terms like non-prime or credit-challenged to refer to near-prime borrowers. These terms imply that the borrower is not eligible for prime rates but may still be eligible for lower rates than subprime borrowers. It is essential to understand these synonyms if you are looking for a loan or credit card and want to know what category your credit score falls into.
