When it comes to "retail credit," there are few synonyms that can be used to describe it. One of the top synonyms could be "consumer credit," as this type of credit is primarily offered to individuals for the purchase of goods and services. Another synonym may be "store credit," which refers to credit that is issued by a specific retailer or store. Retail credit could also be considered "installment credit," which is a loan that is paid back in regular installments over a set period of time. Lastly, "point of sale financing" could be used as a synonym, as this refers to credit that is offered at the time of purchase, often provided by a third-party lender.