The term "the well-to-do's" is often used to describe individuals who are financially prosperous and living in comfort and luxury. However, there are a variety of other phrases that can be used to describe this same group of people. Some synonyms for "the well-to-do's" include the affluent, the prosperous, the wealthy, the rich, the opulent, the privileged, the moneyed, the elite, and the upper class. Each of these terms conveys the idea of a group of people who enjoy financial comfort and luxury lifestyles that are envied by many. Regardless of which phrase is used, the central meaning is always the same - individuals who are financially comfortable and well-off.