There are various synonyms for the phrase "be short of money," and they all convey the financial struggle one may experience. Some of the alternative phrases and expressions include "run out of money," "be broke," "be in financial hardship," "be strapped for cash," "not have enough funds," "be financially challenged," "be penniless," "be impoverished," and "be financially destitute." Several of these synonyms illustrate the severity of the situation, suggesting that the person lacks not just some money but all of it. When using any of these synonyms, it is vital to consider the context and choose the one that best fits the situation at hand.