Collateraling is a verb that is used to describe the process of using collateral to secure a loan or other debt. Synonyms for the word collateraling include pledging, guaranteeing, securing, and backing. When a borrower obtains a loan, they may be required to pledge collateral, such as property or assets, to guarantee payment of the debt. This collateral acts as a form of security for the lender. Other synonyms for collateraling may include bonding, endorsing, vouching for, and cosigning. In business and finance, collateral is an essential component of many lending agreements, as it mitigates risk for the lender and provides assurance for the borrower.