A credit account is a type of financial account that allows a person to use borrowed funds to make purchases. There are several synonyms for the term "credit account" that are commonly used in the financial industry. One such synonym is "line of credit", which refers to a specific amount of credit that a person is approved for by a lender. Another synonym is "credit facility", which is a broader term that can refer to any type of credit that is extended to a borrower. Other synonyms include "charge account," "credit line," and "revolving credit." Regardless of the terminology used, it's important to understand the terms and conditions associated with any credit account to avoid financial missteps.