What is another word for creditworthiness?
Pronunciation: [kɹˈɛdɪtwˌɜːðɪnəs] (IPA) 
Creditworthiness refers to the assessment of one's ability to repay loans or debts. This evaluation is critical for lenders when deciding whether to approve a loan application or extend credit. Other words that can be used in place of creditworthiness include credit health, financial stability, solvency, credit score, and credit rating. These terms are all used to describe the same quality that lenders are looking for in borrowers. Factors that affect creditworthiness include a person's credit history, income, debt-to-income ratio, and employment status. In short, creditworthiness is a measure of someone's financial reliability and their ability to manage debts and make payments on time.
