There are several different synonyms for the term "hard money". Some alternative phrases that may be used include "private money", "bridge loans", and "fix-and-flip loans". These terms all refer to loans that are provided by private individuals or companies, rather than by traditional banks or lending institutions. Hard money loans are typically used by real estate investors or developers who need quick access to funding for property purchases or renovations. While the interest rates on hard money loans are often higher than those offered by banks, they are also typically more flexible and easier to qualify for, making them a popular option for those in need of short-term financing solutions.