Hate handles are referred to as the stubborn fat that accumulates around the waistline and hips. These fatty deposits not only make you self-conscious but also increase the risk of developing health problems such as heart disease, diabetes and stroke. There are several synonyms for hate handles, including love handles, muffin top, spare tire, belly fat, and saddlebags. These words are often used interchangeably to describe the same problem area. While there are several exercises and diet plans that aim to target these areas, achieving a flat and toned midsection requires consistent effort and a healthy lifestyle.