The phrase "money to burn" typically refers to having excess funds or a surplus of cash to spend freely. However, there are many synonyms that can be used in place of this phrase. For example, one may say they have "disposable income," "excess wealth," or "financial abundance." Other options include "cash to spare," "surplus funds," or "deep pockets." Individuals may also say they have "more money than they know what to do with," or that they are "rolling in dough." Whatever the chosen phrase may be, it all implies the same thing: an abundance of wealth with which to spend and enjoy as one pleases.