When it comes to financial services, the term "traditional recipients of loans" generally refers to individuals and businesses with a stable income, good credit score, and established financial history. While commonly used, this phrase may not accurately reflect the diverse needs and potential of borrowers from all walks of life. A more inclusive and nuanced approach to language might include phrases like "creditworthy applicants," "proven borrowers," or "qualified borrowers." Alternatively, we might talk about loans that prioritize social impact, community support, or non-traditional financial metrics, broadening the scope of who can access necessary financial resources.