The antonyms for the word "accept loan of" can be "refuse loan," "decline loan," "reject loan," "turn down loan," or "disapprove loan." When someone refuses to accept a loan, it means they do not want to take on the responsibility or burden of repaying it. This can be due to various reasons like lack of trust, doubts about meeting the repayment terms, or simply not needing the money. A person can decline a loan offer politely by expressing gratitude for the offer but stating they are not interested. Rejecting a loan offer means stating a definitive no, and turning down and disapproving a loan offer show a stronger form of refusal.