The term "am arrears" usually refers to a situation where you are behind in your payments or obligations. The antonym for "am arrears" is to be current or up-to-date. When you are current, you have met all of your financial or other obligations and are not behind in any way. This can apply to bills, rent, mortgage payments, school assignments, or any other commitments you may have. Being up-to-date also implies that you are responsible, reliable, and trustworthy, which can have a positive impact on your relationships and reputation. It is important to strive towards being current and avoid being in arrears to maintain financial stability and credibility.