What is another word for am in arrears?
Pronunciation: [am ɪn ɐɹˈi͡əz] (IPA) 
The phrase "am in arrears" refers to being behind in paying debts or obligations. Some synonyms for this phrase include "in debt," "behind on payments," "owing money," "falling behind," "in default," "delinquent," and "in the red." It is important for individuals to be aware of their financial standing and make efforts to catch up on any outstanding payments to avoid negative consequences such as late fees, legal action, or damage to credit scores. Seeking financial advice or creating a budget plan can be helpful in managing debt and avoiding falling into arrears.
