The antonym for the word "are arrears" is "are current". Arrears is a term used to describe the amount of money that is owed and has not been paid on time. In contrast, being current means that all payments are up to date and there are no outstanding debts. This applies to various things such as bills, taxes, rent, and loans. Being in arrears can cause financial stress and negatively impact one's credit score, whereas being current can help to establish good credit and financial stability. It is essential to prioritize staying current on payments to avoid falling behind on debts.