Being in clover is a phrase used to describe a state of comfort, prosperity or luxury. However, its opposite or antonym would be, being in dire straits or being in a bad way. This phrase is used to describe a situation where someone is struggling or facing difficulty in their life. It indicates a lack of comfort, financial stability or support system. Such a situation can arise due to various factors such as loss of a job, illness, accidents or personal problems. Being in dire straits can be a challenging experience, and it is important to seek out help and support to overcome such difficulties.