"Am in clover" is a phrase that refers to being in a favorable position or enjoying great success. Its antonyms, or words with opposite meanings, could include phrases such as "down on luck," "struggling to make ends meet," or simply "unfortunate." Other antonyms might include terms such as "disadvantaged," "hardship," or "difficulty." Essentially, any phrase or word that indicates a negative or unfavorable situation could be used as an antonym for "am in clover." These antonyms serve as a powerful reminder that success and fortune are not guaranteed, and that we must remain appreciative and humble no matter our current circumstances.