The word 'retired' is mainly used to describe someone who has ceased working permanently. However, there are several synonyms that can be used to describe this phase of life. These synonyms may include 'emerged', meaning someone who has withdrawn or disengaged from an activity or a job, 'resigned', meaning someone who has voluntarily left their job due to some specific reason like ill health or better opportunities, 'concluded', meaning someone who has reached the end of a particular phase or assignment, and 'finished', meaning someone who has completed their work or career. These synonyms may provide a better understanding of the phase of life when someone is no longer working and can be used interchangeably with the word 'retired'.